Wide-sweeping legislative changes introduced in April 2015 mean that it is more important than ever to ensure that you fully understand the options available to you when you retire.
The decisions you make at retirement need to be well informed as it may not be possible to make changes later.
New rules allow your pension to be passed down to your children, but don’t assume this will happen automatically. You need to ensure that the pension you choose meets your needs and is suitable for you.
Shopping around is essential as the income and terms available varies considerably between providers. Many people may find that their existing pension provider is not offering them the most competitive deal.
Our independence means that we can assess the market for you and recommend the plan most suited to your circumstances.
To make sure you’re in the best position possible for your retirement, get in touch with us now. We can review your situation and see where we can make improvements.
We will be able to explain risk in more detail. Contact your financial adviser before making any decisions. The value of investments may fall as well as rise. You may get back less than you originally invested.
If you wish to register a complaint, please write to Just Financial Planning Ltd, 41 Church Street, Coltishall, Norfolk, NR12 7DW or telephone 01603 266333.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.