Independent Chartered Financial Planners

Your Goals, Our Expertise, Your Future

Our aim is simple: to improve your financial position and help you through all life stages. We support individuals, families, and businesses towards making good financial decisions.

What makes us unique?

We believe we’re in a small minority of financial advice firms that tick all three of these boxes: independence, expertise AND value.

Top 50 boutique financial advisers
Named by FT Adviser in the Top 10 Boutique Financial Advice Firms in the UK in 2025
Venn diagram: independence, expertise, value
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Just Financial Planning
01

Independence

Our independence means we’re not tied to a single provider, leaving us free to recommend the best products for YOU.

In 2023, less than half of initial advice instances were independent*. Like a supermarket with every brand, we can offer you a wider range of options ensuring you get the best value.

*Source: FCA, 2024

Let's chat
Just Financial Planning
02

Expertise

We're in the 14% of firms that hold the prestigious Chartered status – a stamp of excellence within our industry.

By working with a Chartered Financial Planning firm, you can be sure you are receiving a highly qualified service.

Let's chat
Just Financial Planning
03

Value

Our average initial and ongoing charges are more than 25% below the industry average.*

We always confirm fees in advance of any chargeable work, so there will never be any surprises. This ensures transparent, cost-effective financial advice that helps you achieve your goals without hidden fees.

*Source: FCA, Financial Advice Market Review

Let's chat
Adding Value

Why work with a Financial Planner?

Working with a quality financial planner helps in achieving objectives and making good financial decisions. But don’t just take our word for it, below are some figures from some studies on the value added from financial planning.

%

Per annum added value from working with a financial planner (source: Vanguard)

£

Those who received advice were £48,000 better off over 10 years (source: Unbiased).

%

Beyond financial gain: 92% of people receiving ongoing financial advice report improved emotional and mental well-being (source: SJP)

Our Services

Explore our full range of services, designed to support your financial success at every stage of life.
Let's chat
hand on laptop

Retirement Planning

Make sure you’re in the best possible position for your retirement.
More about retirement planning

Investment Planning

Helping you reach major life goals and build lasting financial security.
More about investment planning

Business Planning

Running a business brings its own set of financial challenges and opportunities.
More about business planning

Tax Planning

Getting the right advice ensures you take advantage of every opportunity.
More about tax planning

Estate Planning

Peace of mind that your wishes will be carried out.
More about estate planning

Protection & Insurance

A well-structured protection plan provides peace of mind.
More about protection and insurance

Mortgage & Equity Release

We search the whole market to find the right mortgage for your needs.
More about mortgage and equity release

Cashflow Modelling

Turn your current financial position into a clear, year-by-year view of your potential future.
More about cashflow modelling

Care Fee Planning

We help you prepare for the future with confidence.
More about care fee planning
Testimonials

This is what our clients think of us...

%

of our clients rated our service as good value

%

of our clients would actively recommend our services to friends or family

%

of our clients felt confident in their financial future after working with us
Want to hear more? See what some of our clients have to say about their experiences:
Diane listened to my plans and my concerns and very quickly arranged the right mortgage and term for me. I felt genuinely supported in what was a very difficult time for me. I would recommend Diane to anyone looking for the right mortgage whatever their circumstances.
Val
Mortgage Advice
We chose to work with JFP five years ago and we’ve been delighted with our choice. They took the time to get to know us as we approached retirement, including a cash flow forecast showing that we could retire sooner than expected. We’ve found JFP to be up-front and transparent about their fees and it feels like money well spent.
Chris
Retirement Advice
I would like to take this opportunity to compliment Diane Fish for her excellent work ethic. She is very professional and thorough, explaining everything in great detail and gave me confidence in making the discussion to go ahead with Equity Release. I would highly recommend Diane Fish and your company - excellent service.
Sonya
Equity Release
Just Financial Planning

Our team

Holly Heald at Just Financial Planning
Holly Heald, FPFS
Director, Chartered Financial Planner
Roy Durrant at Just Financial Planning
Roy Durrant, FPFS
Director, Chartered Financial Planner
David Coleman at Just Financial Planning
David Coleman, APFS MSc
Chartered Financial Planner
Andrew Brown at Just Financial Planning
Andrew Pye, DipPFS
Financial Planner
Diane Fish at Just Financial Planning
Diane Fish, DipPFS Adv CeMAP
Later Life, Mortgage & Protection Adviser
Neil Dobson at Just Financial Planning
Neil Dobson, FPFS
Chartered Financial Planner
Jim Duvall at Just Financial Planning
Jim Duvall, DipPFS
Consultant
Amy Sparkes at Just Financial Planning
Amy Talbi, DipPFS
Compliance & Adviser Team Manager
Sarah Edmunds at Just Financial Planning
Sarah Edmunds, DipPFS
Research Team
Lisa Clark at Just Financial Planning
Lisa Clark, DipPFS
Research Team Leader
Erik Kutko at Just Financial Planning
Erik Kutko, DipPFS
Financial Planner
Samuel Andrews at Just Financial Planning
Samuel Andrews, DipPFS
Financial Planner
Liz King at Just Financial Planning
Liz King
Operations Manager
Dominique Hamilton at Just Financial Planning
Dominique Hamilton
Client Service Team
Sarah Bigood at Just Financial Planning
Sarah Bigood
Client Service Team
Ellie Genery at Just Financial Planning
Ellie Genery
Client Service Team
Zak Cork at Just Financial Planning
Zak Cork
Client Service Team
Phil Heald at Just Financial Planning
Phil Heald
IT & Communications Manager
Amanda Knight at Just Financial Planning
Amanda Knight
HR & Finance Manager
Just Financial Planning

Contact us

Tel: 01603 266333

Email: [email protected]

Address: Point House, 5 High Street, Coltishall, Norwich NR12 7AA

Office at Just Financial Planning
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